We are transforming employee health benefits for Canadians through the use of Health Spending Accounts (HSAs). Instead of paying premiums, employers allocate flexible health credits to each employee's health wallet. Traditional insurance-based employee health benefit plans can be complex and full of fees. Our Health Wallet, based on HSAs, streamlines health benefits, making them user-friendly, flexible, and cost-effective. With a Coastal Health Wallet, employees can receive reimbursement for over 100 eligible health expenses. Claims can be submitted in just 30 seconds, and reimbursement is processed within 2-5 business days. Our health benefit plans provide 100% coverage for employees and their dependents, with no deductibles or co-pays.